Tax Optimisation

Minimise tax liability through smart investment choices. Section 80C, 80D, and capital gains planning to maximise your post-tax returns.

Key Deductions

Tax Saving Sections at a Glance

We help you utilise every available deduction to legally minimise your tax outgo.

Section 80C

Up to ₹1,50,000
  • ELSS Mutual Funds
  • PPF
  • EPF
  • Life Insurance Premium
  • NSC
  • Tax-Saving FD

Section 80D

Up to ₹25,000 – ₹1,00,000
  • Self & Family Health Insurance
  • Parents' Health Insurance
  • Preventive Health Check-up

Section 80CCD(1B)

Up to ₹50,000
  • National Pension System (NPS)

Section 24(b)

Up to ₹2,00,000
  • Home Loan Interest Deduction

Our Approach

Keep More of What You Earn

Tax optimisation isn't just about last-minute investments. We create a year-round strategy that integrates seamlessly with your financial plan.

  • Maximise Section 80C deductions up to ₹1.5 lakh through ELSS, PPF, and more
  • Additional ₹50,000 deduction via NPS under Section 80CCD(1B)
  • Health insurance premium deductions under Section 80D
  • Capital gains harvesting and tax-loss strategies
  • HRA, home loan interest, and other allowance optimisations
  • Proactive planning at the start of each financial year

FAQs

Tax Planning Questions

Should I choose old or new tax regime?

It depends on your deductions. We do a side-by-side calculation every year to recommend the best regime for your income profile.

What is tax-loss harvesting?

It involves selling investments at a loss to offset capital gains, reducing your overall tax liability. We do this strategically without disrupting your portfolio.

When should I start tax planning?

Ideally at the start of the financial year (April), not in the last quarter. Early planning means better investment choices rather than rushed decisions.

Stop Overpaying Taxes

Let us review your tax profile and identify savings you may be missing.