Coverage Options
Vehicle Insurance Plans
From the legally required minimum to comprehensive protection — we help you choose wisely.
Third-Party Insurance
MandatoryLegally mandatory cover that protects you against claims from third parties for bodily injury or property damage.
Comprehensive Insurance
RecommendedCovers both third-party liability and own damage to your vehicle from accidents, theft, fire, and natural calamities.
Zero Depreciation Cover
Add-OnAdd-on that eliminates depreciation deductions on parts during claims, giving you full replacement value.
Return to Invoice Cover
Add-OnIn case of total loss or theft, you receive the original invoice value of your vehicle instead of current market value.
Why Choose Us
Smart Vehicle Coverage
We go beyond just renewing your existing policy — we review your current cover, identify gaps, and recommend the optimal plan for your vehicle and usage.
- Comparison across leading general insurers for best premium
- Comprehensive and third-party liability options
- Zero depreciation add-on cover recommendations
- Roadside assistance and return to invoice covers
- Cashless claims at 7,500+ network garages
- Hassle-free claim settlement support
FAQs
Vehicle Insurance Questions
Is third-party vehicle insurance enough?
It's legally mandatory but doesn't cover damage to your own vehicle. Comprehensive insurance is strongly recommended to protect your own vehicle investment.
What is NCB (No Claim Bonus)?
A discount of 20–50% on your own-damage premium for each claim-free year. It's transferable if you change your insurer.
Should I buy zero depreciation cover?
Yes, for vehicles under 5 years old. It eliminates depreciation deductions on parts during claims, significantly increasing claim settlement amounts.